NEW Log in 

There are two ways to access accounts.  The first is through this link https://getebm.com/spending-accounts  which will bring you directly to the section where participants can log on.  Click Participant Login (formerly CPA125) and you will next see the login screen you are familiar with

The second way would be to use www.cpa125.com  which will redirect to the ebm website.  Once on the home page hover over “Technology Toolbox” a drop down will appear, the last line says Spending Accounts, click on that, and this will also bring you to the familiar login area.

Click here to learn all about Flexible Spending! 

Currently enrolled in our FSA plan? IMPORTANT: KEEP YOUR CARD for the next plan year. When you re-enroll Cafeteria Plan Advisors will add the new election value to your existing card. RE-enrollment is NOT automatic, you must reenroll on-line or complete a new form for 2026 prior to November 30, 2025.

A Health Care FSA allows employees to elect funds from their base salary up to $3,400 in tax year 2026, on a pre-tax basis, to use for reimbursement of eligible health care expenses incurred during the plan year by the employee or eligible dependents.  

How do we pay for eligible expenses?  After enrolling, you will receive a debit card which can be used as any other debit card (swipe when purchasing at time of service). Claims can also be processed by submitting a form to Cafeteria Plan Advisors.

What happens at the end of the plan year if one still has money in an account?  Based on IRS guidelines, FSA Medical Plan accounts are Use-or-Lose plans.  So, you should plan accordingly.  Note however that the City of Newton plans include flexibility. Our plans offer both a 75-day grace period (January 1 – March 15) AND a three-month extension (January 1 – March 31) on the submission of claims. 

Already in the plan? IMPORTANT: KEEP YOUR CARD for the next plan year.

When you re-enroll Cafeteria Plan Advisors will add the new election value to your existing card.  

A Dependent Care FSA allows employees to elect funds from their base salary, on a pre-tax basis, up to $7,500 per family in 2026 to pay for care expenses for your eligible dependents while you and your spouse(if married) are working. Click here to learn more about how the Dependent Care FSA works.

How do I pay for eligible expenses? Claims are processed by submitting a form to Cafeteria Plans www.cpa125.com. 

2026 Forms and Information

Check out the FSA Store