Privately owned housing that receives government support in exchange for offering some apartments at reduced rents for lower-income households.

• Eligibility is based on income, household size, age, disability status, and immigration status
• Rent may be a flat rate tied to Area Median Income (AMI) or about 30% of your income
• Utilities are often not included
• Applications are submitted to each property individually
• Units are typically assigned through lotteries or waitlists

Housing that is owned and managed by a local Housing Authority and designed to provide affordable options for eligible residents.

• Eligibility is based on income and household demographics
• Rent is generally set at 30% of your income
• Utilities are often included
• Many units are designated for seniors, people with disabilities, or families
• You can apply to multiple Housing Authorities through a centralized application system
• Missing application updates or mailings may result in removal from waitlists

Citizenship is not required for all public housing programs.

A program that helps pay rent in the private market by covering a portion of housing costs.

• Eligibility is based on income, household size, and immigration status
• You typically pay about 30% of your income toward rent
• The voucher covers the remaining approved amount
• You must find your own apartment that meets program requirements
• Units must pass a housing inspection and meet rent limits
• Applications are submitted through a centralized waitlist or local Housing Authority

Short-term financial help for households facing a housing crisis.

• Can help cover first month’s rent, last month, security deposit, and moving costs
• Available to households earning up to 80% of AMI
• Requires proof of housing instability or crisis
• Assistance is administered through regional housing agencies

Please visit Residential Assistance for Families in Transition (RAFT) - Metro Housing Boston

AFFORDABLE HOMEOWNERSHIP

To qualify for an affordable homeownership opportunity you must first take a First Time Homebuyer Course. You can view available courses HERE.

The City of Newton's Planning Department website lists affordable homeownership opportunities available in Newton specifically. 

You can view other affordable opportunities at MyMassHome.org. 

For families with children:

• Call the Department of Housing and Community Development at 866-584-0653 to speak with a Homeless Coordinator

For single adults:

• Search for local shelters (many require self-referral)
• Contact Newton Social Services at 617-796-1420 for guidance and support

Massachusetts Housing Assistance: Emergency & Long-Term Help Guide 

If you are being evicted, resources are available through the State:
Tenancy Preservation Program
Legal Aid
Mediation Services

Greater Boston Legal Services offers self-guided forms to assist with eviction response.

Veterans can access legal assistance through Veterans Legal Services. 

If you are in recovery and looking for a safe housing alternative, explore Transitional Housing in Massachusetts for program recommendations and resources for sober-living.

For resources in the Greater Boston community, see below and visit Massachusetts Coalition for the Homeless or call 781-595-7570 for more information.